YULIARINI, S.; SUGIHARTO, M. S. THE EFFECT OF USE OF MOBILE BANKING, INTERNET BANKING AND CREDIT RATIO ON THE VALUE OF BANKING COMPANIES. Journal of Artificial Intelligence and Digital Economy, [S. l.], v. 1, n. 4, p. 10–20, 2024. DOI: 10.61796/jaide.v1i4.507. Disponível em: https://journal.antispublisher.id/index.php/JAIDE/article/view/507. Acesso em: 12 oct. 2025.