APPLICATION IN DEVELOPING THE NATIONAL PROGRAM FOR INCREASING FINANCIAL LITERACY IN UZBEKISTAN

Financial education Financial literacy Literacy level of the population Project Financial services

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February 28, 2026

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Objective: This article explores the scientific and practical backgrounds for creating a national financial literacy program in Uzbekistan. Method: The research employs comparative and systemic analysis of the world financial literacy programs, their relevance to socio-economic conditions in Uzbekistan. Result: The results show that financial literacy significantly contributes to strengthening the stability of financial markets and increasing investment activity as well as improving welfare for households. Novelty: The findings emphasize that sustainable economic development is achievable through the systematic enhancement of the financial competence of the population and the embedding of personal finance education into both formal and informal learning systems.